Workers’ compensation is a state-regulated program intended to ensure that people who become hurt or ill on the job receive prompt medical care. Virtually all employees in Ohio have workers’ compensation coverage through their employers. However, independent contractors must carry their own coverage.
If you suffer a work-related illness or injury, inform your employer right away. You should also seek medical care as soon as possible. Furthermore, it is important to know what workers’ comp entitles you to.
In most situations, you can expect to receive benefits from workers’ compensation for all work-related injuries and illnesses. When your workers’ comp claim is processed and approved, you can expect the following benefits:
- Your employer’s managed care organization (MCO) provides needed health care and covers related expenses.
- Any prescription drugs your doctor orders after your injury or illness are typically part of your workers’ compensation claim and get paid accordingly.
- You receive compensation for lost wages based on the extent and type of your injury and the amount of time you are off work.
There are exceptions to receiving workers’ comp benefits, such as if your injury was due to drug or alcohol impairment. Other exemptions include engaging in horseplay, being hurt outside of the scope of your job, and intentionally injuring yourself.
Taking advantage of workers’ compensation coverage means that you cannot sue your employer for personal injury. When you do not have to prove your company was negligent and liable, you can gain quick access to lost wage replacement and compensation for your medical expenses.
In some cases, you might need a lawyer to help you settle a claim for workers’ comp. If the Bureau of Worker’s Compensation denies your claim, you can appeal that decision. You are not required by law to work with a work accident attorney during the appeals process. However, you are statistically more likely to receive needed benefits if you have skilled legal representation.
If you work in Ohio and are injured on the job, workers’ comp entitles you to recoup lost wages and get reimbursement for your medical expenses. You have rights, and a lawyer can help handle your case. If you need help obtaining the benefits you need and deserve, you can speak with someone on our legal team.