Looking at the Differences – SSI vs. SSDI

personal injury to leg and ankle

What will happen to me if I can’t work because of an injury on the job? It usually never occurs to us that this could or would ever happen. The United States Social Security Administration tells us that, “studies show a 20-year-old worker has a three in ten chance of becoming disabled before reaching full retirement age.”

If you’re unable to work and receive paychecks, you will need to have some income in order to take care of basic necessities for you and your family.

Injured Ohioans do have options. Social Security benefits for disabled workers can receive benefits if an examining doctor determines that you’re unable to work for one year. 

Your benefits are usually either Supplemental Security Income (“SSI”). Social Security Disability (“SSD”). Ohio social security disability attorneys can help injured Cincinnatians receive all the compensation to which they are entitled. Our attorneys understand the concerns and challenges that come with handling the ins and outs of this process.

Social Security Disability Insurance, or SSDI, and Supplemental Security Income, or SSI, are both funded federally programs and managed through the Social Security Administration. They are both designed to help support people who have disabilities which can prevent them from working.

The main difference between SSDI and SSI is the revenue source through which they are funded. SSDI is funded through FICA and Social Security taxes. SSI is not financed through Social Security, but rather through general tax revenues. The qualifications for SSDI and SSI also differ.

To qualify for SSDI you need to have been working for five of the last ten years. SSDI will help if you are severely disabled and can’t be employed in your field of work. Your medical issue must meet the Social Security disability guidelines, and SSDI will pay eligible family members, as well.

Supplemental Security Income, or SSI, will support you if you have low income or few resources. It will give you funds for your basic needs, like shelter, clothing, and food. SSI pays out money based mainly on your monetary need. The program will usually award benefits if you have low income and are 65 or older, if you are disabled due to a medical condition, or if you are blind.

If you submit a disability claim for Social Security Disability Insurance or SSI, the review workers will go through the application process. They will collect information and facts about your case and come to a decision.

You will be able to work through the system more efficiently if you work with a Cincinnati disability attorney who can help you with the paperwork as well as the disability appeal processes. An attorney will be able to assist you in preparing all the pertinent information and forms to ensure that your claim is properly handled as it moves through the system and help you get the money you deserve.

There can be many questions surrounding your SSD. Do you qualify? Eligibility for either SSI and SSDI are determined based upon the type of injury you sustained, and each determination for qualification is different. Our social security attorneys will help you figure out which type of benefit will be best for you in order to recover any financial difficulties and medical expenses.