When you’re injured at work, are in a car accident, or suffer an injury elsewhere, you’re sometimes eligible to file a claim for reimbursement, depending on the circumstances and nature of your injury. The claims process is typically straightforward. You fill out paperwork, talk with an insurance adjuster, and ultimately receive a settlement offer.
But things can go wrong when you try to handle the matter yourself. It can be a big mistake to not hire an experienced accident attorney. Unfortunately, some people wait until they’re not happy with the settlement process before seeking representation. When is the best time to hire an injury attorney? Is it ever too early to do so? Does your claim even warrant legal representation? Let’s explore answers to these questions.
The Truth about Claims Adjusters
The insurance adjuster, whether they’re representing your insurance carrier or the liable party, will come across as friendly and helpful when you’re on the phone with them. In reality, they have a job to do, and it’s not to represent your best interests. Instead, their priority is to minimize their company’s expenses.
A face-off between you and the insurance company is an uneven fight. If you work alone to try to get fair compensation for your injury, you’ll likely be short-changed if you manage to obtain any remuneration at all. On the contrary, contacting a personal injury lawyer can increase your likelihood of getting the compensation you need to cover your medical expenses and get on with your life.
When Is the Best Time to Contact a Trial Lawyer Specializing in Personal Injury?
First, it’s always wise to consult a personal injury lawyer when you’ve been hurt on the job or because of someone else’s negligence. Most law firms offer an initial consultation for free. When discussing your case, a personal injury or workers’ compensation litigant can estimate the value of your settlement along with the costs of obtaining legal help.
As for when to contact a lawyer, the short answer is “as soon as possible.” It’s always a good idea to schedule the initial consultation after you seek medical attention and before you take any legal action on your own. That way, your lawyer can explain the claim process in detail and help you anticipate any potential issues or legal snags.
Another thing to keep in mind is that most injury lawyers work on a contingency basis. This means there may be no initial cost to obtaining their help. Should you lose your case and not collect any compensation, you’re normally not responsible for any legal fees. However, if you obtain a settlement or win in court, the contingency agreement stipulates that a small portion of your settlement will be applied to the lawyer’s fees.
Is Your Claim Worth Seeking Personal Injury Representation?
Because every personal injury case is unique, some cases are not significant enough to warrant legal services. For instance, extremely minor injuries involving no negligence or property damage may not require an attorney. If you’re not sure about your case, the professionals at Clements, Taylor, Butkovich & Cohen, LPA, Co., can provide you with an honest assessment of whether it’s worth retaining legal counsel.
Injury law can be difficult to navigate on your own. If you’re considering filing a claim, contact our office today at 513.721.6500. Remember that sooner than later always makes good sense.