Immediately after an auto accident, emotions can run high, and dread can quickly settle in. Knowing what actions to take immediately after a wreck can ensure your safety and help you hold the responsible party accountable. In addition, there are several things you should NOT do as you start to handle the situation.
Leave the Accident Scene
It is illegal to leave the scene of an accident in Ohio. After a wreck, you are required to stop and stay with your vehicle until you have given your name, address, and information about your vehicle to:
- Any injured person
- The owner, passenger, or operator of any damaged vehicle
- Law enforcement on the scene
In addition, call 911 and wait until police officers arrive to take your statement. Law enforcement will call for emergency medical personnel if necessary.
Admit Fault
Even if you believe you were liable, NEVER admit fault to anyone on the scene or in the presence of an insurance provider. Of course, you need to be honest when giving your report to the police, but never say things like, “I caused the crash” or “It was all my fault.” Admitting fault could leave you vulnerable to lawsuits against you or denial of your claim.
Lose Your Temper
Being involved in a car accident is understandably distressing. Although you might feel some intense emotions, letting them overpower you is unwise. It is better to remain calm and find out if anyone needs assistance. Also, losing your cool at the scene might work against you if your accident claim goes to court.
Neglect to Document the Accident
Failing to document a car wreck can prevent you from making a solid case if the other party’s insurance company denies your claim or serves you with a lawsuit. Make a note of where and when the accident occurred, who was involved, and the exact nature of the collision. Also, record license plate numbers, road and weather conditions, and other details that you think might be important later.
Trust Insurance Companies to Do the Right Thing
Do not assume that any insurance carrier will want to pay you the fairest compensation. An insurance company wants to minimize losses and might use sneaky tactics to avoid settling your claim fairly. To protect yourself, hire an accident attorney to ensure you get fair treatment.
Discuss the Accident with the Other Involved Parties
Aside from exchanging contact and vehicle information, avoid talking about the wreck with anyone else on the scene. Doing so might compromise any claim you file. Even a polite apology might come across as an admission of guilt.
Talk About the Accident on Social Media
It can be tempting to reach out to your Facebook friends after you’ve been in an accident, especially if you were injured. However, posting pictures or describing what happened can enable the other party’s insurance to downplay or deny your claim. Finding more private ways to reach out for support is better.
Forego Hiring an Attorney
Communicating with an insurance company can be stressful and confusing, and you might worry whether you are getting short-changed in the settlement. Instead, an attorney can interact with the carrier on your behalf, alleviating a lot of the hassle. Also, most lawyers specializing in personal injury will not take a fee unless they win your case.
If you have been involved in an accident, an experienced attorney will advise you on the most critical steps to take in the aftermath. They can also steer you clear of doing anything that could jeopardize your case. Knowing what not to do after an accident can prevent legal problems from surfacing.