Ohio state law mandates that your company put in place the necessary safeguards to protect you and other employees from injury. One critical aspect of this protection is workers’ compensation, which is insurance that helps workers recover from workplace injuries or illnesses and facilitates their return to work, if possible.
Are you wondering if your job offers workers’ compensation? It’s important to know if you’re covered in case you get hurt or sick while on the job. Understanding your rights and protections can help you if you’re injured at work.
What’s the Law Regarding Workers’ Comp in Ohio?
Workers’ compensation laws vary by state, and it pays to know how well you’re covered if you’re hurt at work. In Ohio, all officially incorporated businesses with at least one employee are legally required to carry workers’ comp insurance. Therefore, if you work for this type of company, you are entitled to compensation for any illness or injury you incur on the job site or while you’re performing your duties.
Workers’ compensation coverage is optional if you are a sole proprietor, involved in a partnership, or an individual who is solely incorporated without additional employees. If you work in an industry that’s more prone to injury, such as car repair or woodworking, carrying coverage for yourself in case of work-related injury can be beneficial. If you do elect to have coverage, you must report your net income on an ongoing basis. Your reported income factors into the amount of your insurance premiums.
Hire a Workers’ Comp Attorney in Cincinnati when Seeking Injury Compensation
Most businesses are required to carry workers’ comp insurance. If you’re unsure if or how workers’ comp applies to you, a Cincinnati attorney experienced in work injury law can answer your questions. If you get sick or hurt at work, you have the right to legal representation when seeking reimbursement for your medical bills and lost wages. Contact Clements, Taylor, Butkovich & Cohen, LPA, Co., to schedule your first appointment or get the most accurate information on workplace injury compensation.